Prosperity Bank, located at 3000 Kermit Highway in Odessa, Texas, serves as a community financial institution providing a range of routine banking services. Its establishment and continued operation reflect a focus on facilitating personal and small-business financial activities within the Permian Basin region. The organization engages in core banking functions, including deposit-taking, loan origination, and cash management, within a regulated framework designed to protect depositors and ensure prudent operation.
Historically, banks of this type emerged to support local economies by channeling funds from savers to borrowers, enabling investments in housing, small enterprises, and consumer needs. Prosperity Bank operates under the supervision of relevant state and federal authorities, adhering to established banking standards, reporting requirements, and consumer protection laws. Its activities are generally organized around retail banking, business services, and communities’ financial infrastructure, with an emphasis on reliability, security, and compliance. The institution’s footprint in Odessa aligns with broader regional financial networks and the delivery of standard banking services to residents and local businesses.
Address
3000 Kermit Hwy, Odessa, TX 79764
Phone
(432) 33 33 400Website
locations.prosperitybankusa.comBetter than 13% of providers in Odessa
In addition to the primary service, Prosperity Bank also offers:
Other providers in Odessa with similar ratings:
Prosperity Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Prosperity Bank is listed as a financial service provider in Odessa, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Prosperity Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Prosperity Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Prosperity Bank with other providers in Odessa and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Prosperity Bank has a rating of 3.4, which is better than 13% of providers in Odessa.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Prosperity Bank requests. It is always best to call ahead using the phone number on this page so Prosperity Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Prosperity Bank also offers: Bank, ATM.