World Credit Union is a member-owned financial cooperative serving the Houston area. As a credit union, it operates as a nonprofit, member-centered institution focused on providing financial services to its community rather than pursuing profit for external shareholders. Historically, credit unions emerged to offer affordable banking alternatives, emphasizing democratic governance and reinvestment in members and local communities. The organization at this Houston address functions to provide basic savings and loan products, along with related financial services designed for everyday banking needs. Its scope typically includes serving residents within a defined field of membership, maintaining standards for safety and soundness, and engaging in community-oriented activities consistent with the cooperative model. The entity’s primary functions center on accepting deposits, extending credit, and offering services such as basic accounts and financial education resources to members. Operationally, it likely adheres to regulatory requirements applicable to state-chartered or federally insured credit unions, ensuring member ownership, disclosure, and prudent risk management.
Address
5868 Westheimer Rd # 453, Houston, TX 77057
Phone
(702) 70 94 130Better than 32% of providers in Houston
Links and information about World Credit Union:
Houston Federal Credit Union offers a variety of helpful account and loan products to members in Texas. Explore our checking, savings and lending options.
www.houstonfcu.orgCredit unions differ from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors in a one-person-one-vote system, regardless of the amount they might have invested. Credit unions generally see themselves as different from mainstream banks, with a mission to be community-oriented and to "serve people, not profit".... According to the World Council of Credit Unions (WOCCU), a credit union's...
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World Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
World Credit Union is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask World Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from World Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare World Credit Union with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
World Credit Union has a rating of 2.0, which is better than 32% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents World Credit Union requests. It is always best to call ahead using the phone number on this page so World Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, World Credit Union also offers: Credit union.