ACE Cash Express is a consumer financial services organization specializing in short-term lending, check cashing, and related money services. Its origins trace back to the late 1960s, with early growth in Colorado and Texas as it expanded from a simple check-cashing concept into a broader portfolio of financial products. Over the decades, the company pursued diversification, introducing services such as bill payment, prepaid cards, and customer loyalty initiatives, while aligning with partners to broaden access to financial services outside traditional banking channels.
Operating primarily through a network of retail locations, ACE Cash Express positions itself as a convenient option for individuals requiring rapid access to funds or everyday money services without a conventional bank account. The organization has historically emphasized broad store presence and a low-friction customer experience, supporting a wide range of short-term financial needs and account-driven products within its storefront model. Its footprint and product mix reflect a continual adaptation to evolving consumer finance needs while maintaining a focus on in-person service.
Better than 54% of providers in Houston
In addition to the primary service, ACE Cash Express also offers:
Links and information about ACE Cash Express:
The first store opened in Denver, Colorado in 1968. A local entrepreneur saw an opportunity with bank deregulation to offer basic financial services with a retail presentation that emphasized convenience and service. The concept was successful and more stores were opened in Colorado and other states. The growing chain came to the attention of The Associates: a diverse financial services company headquartered in Irving, Texas. The Associates acquired the stores and continued to expand....
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ipaydayloans.comACE Cash Express, Inc. 1231 Greenway DriveSuite 800Irving, Texas 75038U.S.A.Telephone: (972) 550-5000Fax: (972) 550-5150Web site: https://www.acecashexpress.com Source for information on ACE Cash Express, Inc.: International Directory of Company Histories dictionary.
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www.bbb.orgACE Cash Express 16,726 followers on LinkedIn. ACE Cash Express, Inc. is a leading retailer of financial services, including payday loans, installment loans, title loans, check cashing, bill payment, wire transfer, money orders and prepaid debit card services. ACE is the largest owner and operator of check cashing stores in the United States and the second largest owner and operator of short-term consumer loan stores in the United States. ACE focuses on serving consumers, many of whom seek...
www.linkedin.comThe CFPB took enforcement action against ACE Cash Express, one of the largest payday lenders in the United States, for pushing payday borrowers into a cycle...
www.consumerfinance.govACE Cash Express shares with the School of ACE Blog a variety of money tips, loan information, true stories, mommy helpful tips, and a section of ask a finance expert.
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Find answers to common questions
ACE Cash Express is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask ACE Cash Express to explain the terms in writing before you proceed.
To improve your chances of getting better terms from ACE Cash Express, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare ACE Cash Express with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
ACE Cash Express has a rating of 4.8, which is better than 54% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents ACE Cash Express requests. It is always best to call ahead using the phone number on this page so ACE Cash Express can confirm exactly which documents you need for your specific situation.
In addition to its primary service, ACE Cash Express also offers: Loan agency, ATM, Bank, Business banking service, Check cashing service, Crypto ATM, Money order service, Money transfer service, Tax consultant, Tax preparation.