Woodforest National Bank is a regional financial institution headquartered in Texas, operating as a state-chartered, non–federal, depository institution. Its organizational structure centers on providing banking services to individuals and small businesses within its branch network and community markets. The bank’s governance and regulatory framework align with state banking authorities, with an emphasis on prudent risk management and regulatory compliance. Historically, Woodforest National Bank has positioned itself as a locally focused lender and service provider, prioritizing accessible financial products and branch-based customer service as part of its strategic footprint.
The institution offers standard deposit accounts, consumer lending products, and basic business banking services designed to serve everyday financial needs. Its operations extend through a network of branches and affiliated service channels that support routine banking activities, including account management, payments, and cash handling. The bank’s functional scope includes customer onboarding, account servicing, credit evaluation, and risk oversight aligned with applicable banking regulations. Overall, Woodforest National Bank functions as a community-oriented lender and financial services provider within its designated markets.
Better than 50% of providers in Houston
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Woodforest National Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Woodforest National Bank is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Woodforest National Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Woodforest National Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Woodforest National Bank with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Woodforest National Bank has a rating of 4.6, which is better than 50% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Woodforest National Bank requests. It is always best to call ahead using the phone number on this page so Woodforest National Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Woodforest National Bank also offers: Bank.