Memorial Credit Union is a member-owned financial cooperative serving individuals who meet its eligibility criteria, operating within a structured nonprofit framework. Established to provide financial services through a cooperative model, the organization emphasizes member stewardship and the reinvestment of earnings back into the credit union and its community. Its governance typically involves a voluntary board of directors elected by members, guiding policy and strategic direction in alignment with credit union bylaws and regulatory requirements.
Historically, Memorial Credit Union has focused on offering core banking services designed to support members’ financial needs. Its primary functions include accepting deposits, providing lending products, and offering digital and in-branch access to accounts. The organization operates within a defined geographic or membership-based scope, coordinating with federal and state regulatory standards applicable to credit unions. Its operational footprint encompasses routine financial transactions, member education initiatives, and the maintenance of accounts and services that support prudent financial management.
Better than 67% of providers in Houston
In addition to the primary service, Memorial Credit Union also offers:
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Memorial Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Memorial Credit Union is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Memorial Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Memorial Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Memorial Credit Union with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Memorial Credit Union has a rating of 5.0, which is better than 67% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Memorial Credit Union requests. It is always best to call ahead using the phone number on this page so Memorial Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Memorial Credit Union also offers: Financial institution, Credit union.