Memorial Credit Union is a member-owned financial cooperative serving residents and employees within its designated field of membership, rooted in its Houston, Texas location. The organization operates as a nonprofit financial institution that emphasizes member services, including deposit accounts, loan products, and related financial offerings, within a structured governance framework driven by member voting and a board of directors. Its history is closely tied to the cooperative model, which centers on member ownership and democratic control, with organizational values oriented toward accessibility, financial education, and community stewardship.
The credit union’s primary functions include accepting deposits, providing various loan options, and offering financial services designed to meet everyday banking needs. Its operational scope typically encompasses branch-based services, cooperative governance, compliance with applicable financial regulations, and the pursuit of strategic initiatives aligned with member interests. As a community-oriented financial institution, Memorial Credit Union focuses on financial inclusion, prudent risk management, and sustaining member trust through transparent, service-oriented operations.
Better than 59% of providers in Houston
In addition to the primary service, Memorial Credit Union also offers:
Other providers in Houston with similar ratings:
Memorial Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Memorial Credit Union is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Memorial Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Memorial Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Memorial Credit Union with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Memorial Credit Union has a rating of 4.9, which is better than 59% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Memorial Credit Union requests. It is always best to call ahead using the phone number on this page so Memorial Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Memorial Credit Union also offers: Financial institution, Credit union.