MemberSource Credit Union, located at 10100 Richmond Ave., Houston, TX 77042, operates as a member-owned financial cooperative serving individuals meeting its field-of-membership criteria. As a credit union, it emphasizes democratic governance, with members electing a supervisory committee and board of directors to oversee policy and direction. The organization traditionally functions through essential financial services, including savings and checking options, loan offerings, and related financial products designed to meet the common needs of its membership. Like many credit unions, it may focus on community-oriented initiatives and local member engagement, aiming to provide accessible and affordable financial services while maintaining a non-profit structure that reinvests earnings into member benefits and service enhancements.
Historically, credit unions in this sector have developed within a framework of cooperative finance, prioritizing safety, soundness, and regulatory compliance. The entity’s operational scope typically encompasses branch-based service delivery, member onboarding, account administration, and loan processing, supported by centralized back-office systems and adherence to applicable federal and state regulations. Through these functions, the organization supports savings growth, responsible lending, and financial education initiatives intended to empower members in managing their financial futures.
Better than 40% of providers in Houston
In addition to the primary service, MemberSource Credit Union also offers:
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MemberSource Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
MemberSource Credit Union is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask MemberSource Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from MemberSource Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare MemberSource Credit Union with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
MemberSource Credit Union has a rating of 3.5, which is better than 40% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents MemberSource Credit Union requests. It is always best to call ahead using the phone number on this page so MemberSource Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, MemberSource Credit Union also offers: Credit union, ATM.