InvesTex Credit Union is a member-owned financial cooperative headquartered in Houston, Texas. Established to serve the financial needs of its members, the organization operates within a framework that emphasizes cooperative governance and democratic member control. Its history reflects a commitment to providing accessible financial services to individuals who share a common bond, such as employment, residence, or membership in an affiliated group.
The credit union offers core financial functions typical of cooperative financial institutions, including deposit-taking, lending, and basic transaction services. Its operational scope encompasses consumer deposits, loan origination and servicing, and related financial activities designed to support members' day-to-day financial needs as well as longer-term planning. As a non-profit financial cooperative, InvesTex Credit Union prioritizes member access to affordable financial products and services, seeks to maintain financial stability, and emphasizes prudent risk management within its regulatory framework. The organization functions through member participation, governance structures, and adherence to applicable banking and credit union regulations to serve its community.
Better than 47% of providers in Houston
Other providers in Houston with similar ratings:
InvesTex Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
InvesTex Credit Union is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask InvesTex Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from InvesTex Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare InvesTex Credit Union with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
InvesTex Credit Union has a rating of 4.4, which is better than 47% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents InvesTex Credit Union requests. It is always best to call ahead using the phone number on this page so InvesTex Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, InvesTex Credit Union also offers: Credit union.