Greater Texas Credit Union is a member-owned financial cooperative based in Houston, Texas, with a history rooted in serving the financial needs of its diverse membership. As a nonprofit financial institution, it operates to provide accessible banking services, savings programs, and loan products that support the financial well-being of its members. The organization emphasizes democratic governance, with each member having an opportunity to participate in the decision-making process through the election of volunteer directors.
The credit union’s operations focus on core financial services, including deposit accounts, consumer loans, and mortgage offerings, delivered through branch locations and digital channels to meet members where they are. Its charter and policies are designed to promote financial stability, transparency, and responsible lending practices. By coordinating resources and educational initiatives, the organization aims to foster financial inclusion and stability within the communities it serves, prioritizing member benefits and prudent risk management.
Better than 48% of providers in Houston
In addition to the primary service, Greater Texas Credit Union also offers:
Other providers in Houston with similar ratings:
Greater Texas Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Greater Texas Credit Union is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Greater Texas Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Greater Texas Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Greater Texas Credit Union with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Greater Texas Credit Union has a rating of 4.5, which is better than 48% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Greater Texas Credit Union requests. It is always best to call ahead using the phone number on this page so Greater Texas Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Greater Texas Credit Union also offers: Credit union, ATM, Financial institution.