First National Bank Texas (FNBT) is a state-chartered financial institution serving the Houston area with a focus on retail banking, commercial services, and related financial products. Established to provide community-oriented banking, FNBT operates through a network of branches and digital channels to support personal and business customers with essential financial transactions, deposit management, and cash handling. The organization emphasizes standard banking services such as checking and savings accounts, loan origination, and payment processing, while maintaining compliance with applicable state and federal regulations governing financial institutions.
FNBT’s operations encompass consumer banking, small business banking, and commercial lending activities, with an emphasis on local market knowledge and customer service. The institution maintains governance aligned with a banking charter and state supervisory oversight, ensuring prudent risk management, financial reporting, and fiduciary responsibilities. As a community-focused bank, its activities are organized to support deposit inflows, credit extension within regulatory frameworks, and routine financial operations that serve individuals, families, and localized businesses in the Houston region.
Better than 38% of providers in Houston
In addition to the primary service, First National Bank Texas also offers:
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First National Bank Texas is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First National Bank Texas is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First National Bank Texas to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First National Bank Texas, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First National Bank Texas with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First National Bank Texas has a rating of 3.1, which is better than 38% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First National Bank Texas requests. It is always best to call ahead using the phone number on this page so First National Bank Texas can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First National Bank Texas also offers: Bank, ATM.