AMI Lenders Inc is a private real estate financing firm based in Houston, Texas, operating primarily as a private mortgage investor focused on real estate loans. The organization traces its roots to the late 1990s, with leadership led by founder Jim Emerson, who previously held executive roles in regional banking before establishing AMI Lenders to specialize in property financing. Its activities center on providing hard money loans for residential and commercial real estate ventures, emphasizing faster turnaround times and flexible documentation compared with traditional lenders.
Operationally, AMI Lenders serves the Houston market, offering financing for investment properties, including single-family and multi-family projects, as well as various commercial real estate types. The firm emphasizes hands-on loan processing, a local decision-making framework, and a portfolio approach to securing funding for borrowers seeking property acquisition, redevelopment, or value-add opportunities. As a private lender, AMI Lenders operates within a regulatory landscape that governs residential and commercial mortgage activities in Texas.
Better than 47% of providers in Houston
In addition to the primary service, AMI Lenders Inc also offers:
Links and information about AMI Lenders Inc:
Not BBB Accredited. Real ETX Investing in Houston, TX. See BBB rating, reviews, complaints, and more.
www.bbb.orgAMI Lenders is a Private Mortgage Investors corporation with over 20 years financing properties in Houston through commercial or residential hard money loans
www.amilenders.comExplore the importance of Your Money or Your Life (YMYL) topics in finance, where accuracy and trust are essential to protecting users’ financial stability and well-being. Learn how to assess, create, and scrutinize financial content to meet the highest standards of reliability
www.concretecms.comLooking for the best hard money lender in Houston Texas to help you finance your investment property? Browse HouseCashin’s directory of 58 Houston top private and hard money lenders and easily compare loan rates online.
housecashin.comRead information about AMI Lenders, private money lender, including reviews, contact information, and loan guidelines.
www.hardmoneyhome.comOther providers in Houston with similar ratings:
AMI Lenders Inc is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
AMI Lenders Inc is listed as a financial service provider in Houston, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask AMI Lenders Inc to explain the terms in writing before you proceed.
To improve your chances of getting better terms from AMI Lenders Inc, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare AMI Lenders Inc with other providers in Houston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
AMI Lenders Inc has a rating of 4.3, which is better than 47% of providers in Houston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents AMI Lenders Inc requests. It is always best to call ahead using the phone number on this page so AMI Lenders Inc can confirm exactly which documents you need for your specific situation.
In addition to its primary service, AMI Lenders Inc also offers: Mortgage lender, Business to business service.