Parra Loan Co is a Texas-based lending organization operating from 512 E University Dr in Edinburg. The entity appears to offer consumer financial services through storefront channels that serve the local Hidalgo County area, with a presence in nearby Edinburg and Weslaco markets. Historical context for these types of lenders in the region indicates a focus on short-term financing solutions and small-dollar loans, often positioned to serve customers who require rapid access to funds and may face traditional credit barriers.
Primary functions likely include providing cash loans or payday-style financing, typically secured by non-traditional collateral or backed by ongoing repayment agreements. The organization’s operational scope appears geographically centered in the Rio Grande Valley, with multiple related listings and at least one contact point listed in Edinburg and adjacent communities. Public records and accreditation listings suggest the entity maintains a local regulatory footprint and customer-facing office presence to facilitate loan processing and customer inquiries.
Please note: public reporting and accreditation listings provide context on location and activities but do not substitute for formal filings or primary sources of corporate information. For precise legal status, licenses, and registered functions, consult state and local regulatory databases or the organization’s official disclosures.
Better than 49% of providers in Edinburg
Links and information about Parra Loans Co:
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Parra Loans Co is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Parra Loans Co is listed as a financial service provider in Edinburg, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Parra Loans Co to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Parra Loans Co, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Parra Loans Co with other providers in Edinburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Parra Loans Co has a rating of 4.9, which is better than 49% of providers in Edinburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Parra Loans Co requests. It is always best to call ahead using the phone number on this page so Parra Loans Co can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Parra Loans Co also offers: Loan agency.