Advance America at 1624 W University Dr, Edinburg, TX 78539 operates as a storefront location offering payday loan products and related financial services tailored to short-term borrowing needs. The organization positions itself within the consumer financial services sector, providing access to cash advances, small-dollar loans, and associated payment solutions for qualifying customers. Its physical presence in Edinburg situates it within a network of nationwide branches serving residential communities with local in-person service and on-site customer assistance.
Historically, the Advance America brand has developed through a franchise-like model and corporate branches, expanding across multiple states to meet demand for accessible short-term financing. The organization emphasizes standardized product offerings, compliance-centered operations, and streamlined application processes to facilitate rapid underwriting and funds disbursement. Primary functions at this location include loan origination, account management, payment processing, and customer inquiries, all conducted with local staff support to ensure adherence to applicable state and federal regulations. The Edinburg branch contributes to the company’s broader service footprint by delivering point-of-sale financing options within the community.
Better than 70% of providers in Edinburg
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Edinburg, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Edinburg and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 70% of providers in Edinburg.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.