Regional Finance is a small, consumer-focused financial services company that provides personal installment loans and related financial products through a network of branches. The organization operates within the regulated consumer lending sector, offering credit facilities to individuals and households in local markets. Its history traces back to a pattern of community-oriented lending firms that expanded to serve a broader regional base, maintaining emphasis on accessible financing for everyday needs. Primary functions include underwriting and servicing installment loans, managing repayment schedules, and handling customer inquiries through branch offices. The company’s operational scope typically encompasses local branch networks, standardized loan products, and compliance with state lending regulations to ensure fair lending practices. Located at 601 Sunset St, Denton, TX 76201, the site serves as a neighborhood access point for loan origination and servicing activities within the greater Denton area. The organization emphasizes direct customer engagement at its physical location, aligning with local community finance needs.
Better than 33% of providers in Denton
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Find answers to common questions
Regional Finance is listed as a financial service provider in Denton, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Denton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.7, which is better than 33% of providers in Denton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.