PlainsCapital Bank, located at 513 W Oak St #100 in Denton, Texas, operates as a regional bank providing a range of financial services to individuals and businesses within its community and surrounding areas. The institution is part of a larger network of PlainsCapital affiliates, focusing on traditional banking activities anchored in deposit-taking and loan origination, as well as related financial services tailored to local customers. Its history reflects a progression from community-focused banking to integration within a broader regional financial group, aligning with developments in the U.S. banking landscape over time.
Operationally, PlainsCapital Bank emphasizes everyday banking needs, including checking and savings products, consumer loans, and commercial lending services designed to support small to mid-sized enterprises. The bank's footprint in Denton situates it within a county and metropolitan context where financial institutions commonly engage in community development, cash management, and relationship-based service models. As a local banking entity, it collaborates with clients to address conventional financial requirements while adhering to regulatory standards and industry practices integral to community banking.
Better than 73% of providers in Denton
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PlainsCapital Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
PlainsCapital Bank is listed as a financial service provider in Denton, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask PlainsCapital Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from PlainsCapital Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare PlainsCapital Bank with other providers in Denton and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
PlainsCapital Bank has a rating of 5.0, which is better than 73% of providers in Denton.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents PlainsCapital Bank requests. It is always best to call ahead using the phone number on this page so PlainsCapital Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, PlainsCapital Bank also offers: Bank.