The Peoples Federal Credit Union is a member-owned financial cooperative serving residents and employed individuals within its designated field of membership in Amarillo, Texas. Founded as a credit union nonprofit focused on providing affordable financial services, the organization operates under a federal charter and is overseen by the National Credit Union Administration, which regulates insured credit unions in the United States. Its structure emphasizes democratic governance, with members having the opportunity to participate in board decisions through voting and representation.
Historically, the credit union model centers on pooling deposits to extend affordable loans and financial products to members, while prioritizing safety and soundness in its operations. The organization offers a range of core services typical of credit unions, including savings accounts, loan products, and other basic financial facilities designed to support members’ financial needs. Its physical location on 3601 SW 15th Ave places it within a regional network of financial cooperatives serving the local community.
Better than 25% of providers in Amarillo
In addition to the primary service, The People's Federal Credit Union also offers:
Other providers in Amarillo with similar ratings:
The People's Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
The People's Federal Credit Union is listed as a financial service provider in Amarillo, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask The People's Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from The People's Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare The People's Federal Credit Union with other providers in Amarillo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
The People's Federal Credit Union has a rating of 3.8, which is better than 25% of providers in Amarillo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents The People's Federal Credit Union requests. It is always best to call ahead using the phone number on this page so The People's Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, The People's Federal Credit Union also offers: Credit union, ATM, Bank, Federal credit union.