Access Community Credit Union, located at 6401 Bell Street in Amarillo, Texas, is a member-owned financial cooperative that provides a range of basic banking services to its eligible members. Founded as a credit union to serve a specific community or group, its structure emphasizes democratic member governance, with typically one member-one-vote access to annual meetings and board elections. The organization operates to pool members’ savings and extend credit, aiming to offer affordable loan products and reasonable rates while maintaining a focus on community-oriented financial services.
Its approach centers on delivering essential financial services through branches, ATMs, and member-focused support. As a not-for-profit cooperative, the credit union reinvests earnings back into member services and community programs, aligning operations with the needs of its field of membership. Primary activities generally include savings accounts, loan products, and routine financial services, facilitated by a management team and elected volunteer leaders who oversee strategic direction and compliance with applicable regulations.
Better than 70% of providers in Amarillo
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Access Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Access Community Credit Union is listed as a financial service provider in Amarillo, TX and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Access Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Access Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Access Community Credit Union with other providers in Amarillo and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Access Community Credit Union has a rating of 4.9, which is better than 70% of providers in Amarillo.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Access Community Credit Union requests. It is always best to call ahead using the phone number on this page so Access Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Access Community Credit Union also offers: Credit union.