Courtesy Finance appears as an installment lending organization with a footprint in the Chattanooga area. The firm presents itself as a traditional lender offering personal loans and related credit products, positioned to serve local residents seeking fixed-rate, fixed-payment financing options. Its public-facing materials indicate branches within Tennessee and a focus on in-person service, with online and phone applications also mentioned as access channels. The organization’s history is tied to regional lending activity dating back to the mid-2000s, reflecting a model centered on community-based credit extensions rather than wholesale or high-volume finance. Primary functions are described as facilitating personal installment loans, including potential debt consolidation and small-dollar financing needs, through a network of local offices. Operational scope emphasizes serving customers in the Chattanooga area, with additional Tennessee locations supporting branch-based application processes and customer assistance. Overall, the entity presents as a locally oriented, traditional installment lender with a regional footprint and fixed-term lending offerings.
Address
3536 Cummings Hwy #156, Chattanooga, TN 37419
Phone
(423) 82 19 890Website
courtesyfinance.netBetter than 38% of providers in Chattanooga
In addition to the primary service, Courtesy Finance also offers:
Links and information about Courtesy Finance:
Get more information for Courtesy Finance in Chattanooga, TN. See reviews, map, get the address, and find directions.
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www.linkedin.comCourtesy Finance 56 followers on LinkedIn. Our goal is to help improve the lives of those in the communities where we operate by expanding access to credit. Courtesy Finance is a traditional installment lender based in Atlanta, Georgia. Founded in 2007, we currently have branches in Georgia and Tennessee. Courtesy Finance specializes in a variety of personal loans, consolidation loans, and auto loans.
www.linkedin.comOther providers in Chattanooga with similar ratings:
Courtesy Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Courtesy Finance is listed as a financial service provider in Chattanooga, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Courtesy Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Courtesy Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Courtesy Finance with other providers in Chattanooga and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Courtesy Finance has a rating of 4.8, which is better than 38% of providers in Chattanooga.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Courtesy Finance requests. It is always best to call ahead using the phone number on this page so Courtesy Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Courtesy Finance also offers: Loan agency, Car finance and loan company, Consultant, Finance broker, Financial audit, Financial consultant, Notary public.