Kinsmith Finance is a private consumer finance organization with a long-standing presence in the southeastern United States, operating as a family-oriented lender focused on short-term installment loans. The firm profile emphasizes community-based service, sustained through multi-generational leadership and a history of providing straightforward personal-finance products rather than complex credit services. Its model centers on accessible loan options designed to address common, time-sensitive financing needs, delivered through locally oriented staff and branches.
Founding and scope - The organization traces its roots to mid-20th-century consumer lending, building continuity through regional expansion and repeated engagement with local communities. - Primary functions include originating installment loans and managing repayment terms that align with customer cash flows, with operations spanning several southern states.
Operational characteristics - Emphasis on simple product offerings, clear terms, and a relationship-driven approach to customer service. - Local presence is highlighted by multiple branch locations, reinforcing a community-focused footprint within the service area.
Better than 75% of providers in Chattanooga
Links and information about Kinsmith Finance:
Kinsmith Finance 224 followers on LinkedIn. A family business for over 75 years, we build long term relationships with our customers based on trust & communication. Kinsmith Finance has been offering traditional personal loans since 1944 with many convenient locations serving customers in Alabama, Georgia, South Carolina, and Tennessee. Our emphasis is on delivering a high quality of professional and personal service, ensuring satisfaction with each and every customer experience, and...
www.linkedin.comKINSMITH FINANCE, 6116 Covington Hwy, Ste C, Lithonia, GA 30058, Mon - 9:00 am - 5:30 pm, Tue - 9:00 am - 5:30 pm, Wed - 9:00 am - 5:30 pm, Thu - 9:00 am - 5:30 pm, Fri - 9:00 am - 5:30 pm, Sat - Closed, Sun - Closed
www.yelp.com71 postsKinsmith Finance@KinsmithFinanceKinsmith Finance is a consumer finance company operating in AL, GA, TN, SC GA NMLS#2034815, 2035295, 2034963kinsmithloans.com2 Following46 Followers@KinsmithFinance hasn’t postedWhen they do, their posts will show up here. By signing up, you agree to the Terms of Service and Privacy Policy, including Cookie Use.
x.comWho We Are For more than 75 years, Kinsmith Finance has been serving our customers with their personal loan needs. We have been assisting hard-working people tackle life’s challenges by providing the help you need when you need it. Our loan experts are from your community, understand your unique situation, and will treat you with
kinsmithloans.comFind Your Local Branch Today Kinsmith Finance and its family of businesses have many locations throughout Alabama, Georgia, South Carolina, and Tennessee. Type in your zip code in the search field below to find your local branch today. Join Our Team Kinsmith Finance is always looking for friendly, professional individuals looking for their next career.
kinsmithloans.comFind financial empowerment with Kinsmith Finance. Loans ranging from $200 to $1,250. Whether it's unexpected expenses or planned investments, our flexible loan options cater to your needs.
kinsmithloans.comGoogle's E-E-A-T standards are crucial for financial and insurance content. Learn how financial services firms can demonstrate Experience, Expertise, Authoritativeness and Trust for YMYL topics.
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Kinsmith Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Kinsmith Finance is listed as a financial service provider in Chattanooga, TN and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Kinsmith Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Kinsmith Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Kinsmith Finance with other providers in Chattanooga and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Kinsmith Finance has a rating of 5.0, which is better than 75% of providers in Chattanooga.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Kinsmith Finance requests. It is always best to call ahead using the phone number on this page so Kinsmith Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Kinsmith Finance also offers: Loan agency.