Prince Payday Loans is a small, local financial services organization based in Rapid City, South Dakota, operating at 1742 Eglin Street. As a statewide-focused payday lending provider, its primary function centers on short-term, small-dollar loans intended to help customers bridge temporary liquidity gaps. The entity emphasizes straightforward, cash-advance financing designed to be repaid in a single upcoming pay period, aligning with common industry patterns for quick-access funding. Historically, payday lenders in this region have operated under state regulations that govern licensing, disclosure requirements, and consumer protections; this context shapes the organization’s operating framework and compliance considerations. The organization’s service footprint appears geographically limited, reflecting a narrow operational scope typical of neighborhood lenders rather than broad national platforms. From a historical standpoint, such entities often evolve through local market needs, regulatory changes, and shifts in consumer demand for convenient short-term borrowing options. The description below focuses on the organization’s nature, history, and core functions, avoiding promotional or prescriptive language.
Better than 60% of providers in Rapid City
Links and information about Prince Payday Loans:
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sjdigitalsolutions.comThe document is a formal letter addressing a payday loan lender, asserting that their activities are illegal in the sender's state and revoking any debit authorizations. The sender demands communication only through postal mail or email, prohibits contact with their employer, and requests the lender's license number. Additionally, the sender intends to file complaints with relevant authorities and expects a response within 14 days.
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Find answers to common questions
Prince Payday Loans is listed as a financial service provider in Rapid City, SD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Prince Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Prince Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Prince Payday Loans with other providers in Rapid City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Prince Payday Loans has a rating of 4.0, which is better than 60% of providers in Rapid City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Prince Payday Loans requests. It is always best to call ahead using the phone number on this page so Prince Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Prince Payday Loans also offers: Loan agency.