First National Pawn, located at 930 E North St, Rapid City, SD 57701, is a locally focused pawnbroker with a long-standing presence in the Rapid City area. The organization operates within the collateral lending sector, offering short-term loans secured by personal property and providing retail transactions for pawned goods and second-hand merchandise. Its history appears tied to mid-to-late 1990s inception, with continued operation into the early 2020s, reflecting a stable local service model.
Primary functions center on asset-based financing and retail exchange, including pawn loans, collateral assessments, and redemption services. The business serves residents of Rapid City and surrounding communities, supporting access to quick liquidity through pawn and resale channels. Its footprint is concentrated in urban Rapid City, aligning with typical pawnbroker operations that emphasize rapid valuation, secure storage, and customer-facing transactions. This overview focuses on organizational nature, history, and core activities, without promotional or comparative language.
Better than 80% of providers in Rapid City
In addition to the primary service, First National Pawn also offers:
Links and information about First National Pawn:
Not BBB Accredited. Pawnbroker in Rapid City, SD. See BBB rating, reviews, complaints, and more.
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First National Pawn is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First National Pawn is listed as a financial service provider in Rapid City, SD and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First National Pawn to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First National Pawn, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First National Pawn with other providers in Rapid City and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First National Pawn has a rating of 4.5, which is better than 80% of providers in Rapid City.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First National Pawn requests. It is always best to call ahead using the phone number on this page so First National Pawn can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First National Pawn also offers: Loan agency, Jewelry buyer, Pawn shop.