First Credit at 688 Albright Rd Suite 102, Rock Hill, SC 29730 is a financial services organization focused on consumer lending activities and related financial services. The entity operates within the Rock Hill area, providing direct access to loan products and customer service for borrowers seeking personal financing solutions. Its presence at a fixed commercial address indicates a brick-and-mortar model designed to support in-person consultations, document processing, and loan applications as part of standard lending operations. Historic patterns in the local lending landscape suggest a role in serving individuals and small-scale financing needs that may include installment or personal loans, depending on regulatory and market conditions.
Operational scope typically encompasses branch-level customer engagement, eligibility assessments, underwriting coordination, and loan disbursement logistics, with ongoing customer support and payment servicing conducted through the branch or affiliated channels. The organization’s local footprint implies proximity to community members and potential collaboration with nearby businesses and service providers in the Rock Hill locale. As with any financial services provider, operations are subject to applicable state laws, licensing requirements, and consumer protection regulations governing lending activities.
Address
688 Albright Rd Suite 102, Rock Hill, SC 29730
Phone
(803) 32 44 224Better than 64% of providers in Rock Hill
Links and information about First Credit:
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First Credit is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Credit is listed as a financial service provider in Rock Hill, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Credit to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Credit, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Credit with other providers in Rock Hill and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Credit has a rating of 5.0, which is better than 64% of providers in Rock Hill.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Credit requests. It is always best to call ahead using the phone number on this page so First Credit can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Credit also offers: Loan agency.