1st Franklin Financial is a regional consumer finance company that has operated in the southeastern United States since 1941. The organization focuses on providing personal lending solutions to individuals and families, emphasizing straightforward terms and local service through a network of branch offices. Its history is anchored in a founder-driven approach to community finance, with a long-standing mission of helping neighbors access credit for everyday needs and life events. The Rock Hill location at 2012 Cherry Road, Suite 102, fits within a broader footprint of branches designed to serve non-prime and prime borrowers with fixed-rate, fixed-payment products. Primary functions include underwriting, loan origination, and servicing of secured and unsecured personal loans, delivered through a neighborhood-friendly brand identity. Operational scope spans multiple states in the region, with a focus on personalized customer support, local decision-making, and community engagement within the footprint of southeastern markets.
Better than 41% of providers in Rock Hill
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
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www.bbb.orgFind a branch in Rock Hill, SC. At 1st Franklin Financial, our staff can help get the loan you need.
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Find answers to common questions
1st Franklin Financial is listed as a financial service provider in Rock Hill, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in Rock Hill and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 4.9, which is better than 41% of providers in Rock Hill.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.