Advance America is a consumer financial services company operating a network of storefronts that provide short-term lending products and related services. The organization traces its roots to the payday loan sector that expanded rapidly in the 1990s and 2000s, with a focus on accessible, small-dollar loans and related financial services for everyday consumers. Its operations center on offering cash advances, personal loans, and ancillary services intended to address short-term liquidity needs, delivered through physical locations as well as online interfaces. The North Charleston location at 5101 Ashley Phosphate Rd Ste. 115 functions as a retail point of service within a broader national footprint that emphasizes quick-access financing, consumer product offerings, and customer assistance in applying for and managing loan accounts. The entity’s typical scope includes storefront customer service, loan origination, account maintenance, and guidance on repayment options within regulatory frameworks governing consumer finance.
Address
5101 Ashley Phosphate Rd Ste. 115, North Charleston, SC 29418
Phone
(843) 55 29 630Website
advanceamerica.netBetter than 61% of providers in North Charleston
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in North Charleston, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in North Charleston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 61% of providers in North Charleston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.