1st Franklin Financial operates as a regional consumer finance company providing personal installment loans and related lending services. The organization traces its roots to 1941, establishing a long-standing presence in the southeastern United States, with a network of local branches focused on serving individual borrowers and families. Its model centers on face-to-face customer interactions at branch locations, offering loan consultations, processing, and customer service to support small- to mid-range borrowing needs, typically for debt consolidation, home or car expenses, or unexpected personal costs.
The North Charleston branch at 8988 University Blvd, Suite 106, serves residents in the surrounding Charleston area and nearby communities, reflecting the company’s emphasis on convenient access and community-focused lending. As a privately held lender, 1st Franklin emphasizes local decision-making and personalized service, with its broader corporate history positioned around serving non-prime and prime borrowers through installment lending since the mid-20th century. The organization operates under a regionally distributed model, leveraging local staff to deliver loans and related support within its footprint in the Southeast.
Address
8988 University Blvd Unit 106, North Charleston, SC 29406
Phone
(843) 82 45 550Website
1ffc.comBetter than 61% of providers in North Charleston
In addition to the primary service, 1st Franklin Financial also offers:
Links and information about 1st Franklin Financial:
Apply online or in person at our North Charleston branch for a personal installment loan. At 1st Franklin Financial, we offer flexible loans up to $15,000.
www.1ffc.comNot BBB Accredited. Consumer Finance Companies in Florence, SC. See BBB rating, reviews, complaints, and more.
www.bbb.orgApply online or in person at our Charleston branch for a personal installment loan. At 1st Franklin Financial, we offer flexible loans up to $15,000.
www.1ffc.com1st Franklin Financial Corporation 6,500 followers on LinkedIn. We are the Friendly Franklin Folks, helping you do life since 1941. Since 1941, 1st Franklin Financial Corporation has had one goal—Serving communities by offering opportunities to individuals and families through financial services. It’s been over 85 years since Founder Ben F. Cheek, Jr. made his first $34 auto loan.
www.linkedin.comGet more information for 1st Franklin Financial in Sumter, SC. See reviews, map, get the address, and find directions.
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1st Franklin Financial is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
1st Franklin Financial is listed as a financial service provider in North Charleston, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask 1st Franklin Financial to explain the terms in writing before you proceed.
To improve your chances of getting better terms from 1st Franklin Financial, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare 1st Franklin Financial with other providers in North Charleston and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
1st Franklin Financial has a rating of 5.0, which is better than 61% of providers in North Charleston.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents 1st Franklin Financial requests. It is always best to call ahead using the phone number on this page so 1st Franklin Financial can confirm exactly which documents you need for your specific situation.
In addition to its primary service, 1st Franklin Financial also offers: Loan agency, Financial institution.