First Citizens Bank is a financial institution operating as a traditional community bank serving the Columbia, South Carolina area. Its activities center on providing deposit services, loan products, and basic banking operations to individuals and small businesses. The organization maintains a branch network and supports routine financial transactions, including checking and savings accounts, as well as loan assessment and underwriting processes appropriate to consumer and commercial needs.
Historically, First Citizens Bank has evolved through a series of mergers, acquisitions, and growth within the regional banking sector. Its primary functions include safeguarding customer deposits, facilitating payments, and offering access to credit within the regulatory framework governing U.S. banking institutions. The bank operates under federal and state regulatory oversight, adhering to standards for safety, soundness, transparency, and consumer protection. Its scope encompasses core banking services, cash management, and customer service aimed at contributing to local financial stability and accessible banking options for residents and enterprises in its service area.
Address
2600 Rosewood Dr, Columbia, SC 29205
Phone
(803) 73 32 080Website
locations.firstcitizens.comBetter than 21% of providers in Columbia
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First Citizens Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
First Citizens Bank is listed as a financial service provider in Columbia, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Citizens Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Citizens Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Citizens Bank with other providers in Columbia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Citizens Bank has a rating of 3.7, which is better than 21% of providers in Columbia.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Citizens Bank requests. It is always best to call ahead using the phone number on this page so First Citizens Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Citizens Bank also offers: Bank.