First Citizens Bank Card Center, located at 1314 Park St in Columbia, South Carolina, operates as part of First Citizens Bank’s broader corporate and banking network. The facility historically supports the bank’s card services operations, handling processes related to consumer and business card programs, including issuance, servicing, and account management activities. It functions within the framework of the bank's retail and commercial finance operations, contributing to the administration of card-related customer support and transaction processing workflows.
The site’s role aligns with First Citizens Bank’s national footprint, emphasizing standardized procedures for card product administration, client communications, and risk-managed card operations. As a hub within a larger financial services organization, it contributes to the continuity and efficiency of card services, coordinating with other regional and national departments to ensure consistency in service delivery. The center’s operations likely reflect the bank’s emphasis on regulatory compliance, data security, and quality assurance across its card portfolios, supporting the institution’s overall mission to provide reliable, established financial products and services.
In addition to the primary service, First Citizens Bank Card Center also offers:
Find answers to common questions
First Citizens Bank Card Center is listed as a financial service provider in Columbia, SC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First Citizens Bank Card Center to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First Citizens Bank Card Center, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First Citizens Bank Card Center with other providers in Columbia and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First Citizens Bank Card Center has a rating of 0.0, compared to the city average of 4.5.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First Citizens Bank Card Center requests. It is always best to call ahead using the phone number on this page so First Citizens Bank Card Center can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First Citizens Bank Card Center also offers: ATM, Insurance agency.