Shoreham Bank, located at One Shoreham Way, Warwick, Rhode Island, operates as a community financial institution serving the local area. Its organizational framework centers on traditional banking services, including deposit-taking, lending, and basic financial management for individuals and small businesses. The institution has developed its operations to emphasize reliable service delivery, regulatory compliance, and the safeguarding of customer funds through established policies and procedures.
Historically, banks of this type emerged to provide accessible financial services within their municipalities, evolving through shifts in state and federal regulations, technology integration, and changes in consumer needs. Shoreham Bank’s activities are structured around client-focused product offerings, risk management practices, and governance processes designed to maintain fiduciary responsibility and financial stability. The organization maintains its footprint through branch networks and internal administrative systems that support routine banking operations, customer inquiries, and transaction processing. Its operational scope encompasses the supervision of compliance with applicable banking laws, along with ongoing efforts to uphold secure, efficient, and predictable financial services for the community.
Better than 54% of providers in Warwick
In addition to the primary service, Shoreham Bank also offers:
Other providers in Warwick with similar ratings:
Shoreham Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Shoreham Bank is listed as a financial service provider in Warwick, RI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Shoreham Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Shoreham Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Shoreham Bank with other providers in Warwick and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Shoreham Bank has a rating of 4.0, which is better than 54% of providers in Warwick.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Shoreham Bank requests. It is always best to call ahead using the phone number on this page so Shoreham Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Shoreham Bank also offers: Financial institution, Bank.