Coastal1 Credit Union is a member-owned financial cooperative based in Warwick, Rhode Island. Established to serve its members, the organization operates as a not-for-profit financial institution that offers a range of core banking services, including deposit accounts, loans, and payment facilities. Its governance structure emphasizes democratic member control, with actions guided by a board of directors elected from the membership.
The credit union maintains a focus on financial inclusion and community stewardship, aligning its operations with the mutual purpose of providing affordable access to financial services. As a cooperative, it seeks to reinvest earnings into member benefits, member services, and local financial education initiatives. The institution's services are delivered through its facilities and supported by standard back-office operations that manage account administration, lending processes, and customer support. The organization emphasizes safety and soundness within regulatory frameworks that oversee credit unions in the region. Its address situates it within the Warwick community, where it serves nearby residents and common markets for cooperative banking.
Better than 38% of providers in Warwick
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Coastal1 Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Coastal1 Credit Union is listed as a financial service provider in Warwick, RI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Coastal1 Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Coastal1 Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Coastal1 Credit Union with other providers in Warwick and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Coastal1 Credit Union has a rating of 3.9, which is better than 38% of providers in Warwick.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Coastal1 Credit Union requests. It is always best to call ahead using the phone number on this page so Coastal1 Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Coastal1 Credit Union also offers: Credit union.