Shoreham Bank is a federally regulated savings bank that serves Rhode Island communities with a focus on residential lending and related banking services. Founded in 1959, the institution has evolved from its original mortgage-focused mission to offer a broader suite of products while maintaining its core emphasis on homeownership and customer service. The organization markets itself as a community-oriented lender, historically supporting individuals and small businesses through mortgage financing, home equity options, auto loans, and standard deposit accounts. Its footprint includes multiple Rhode Island locations, including Warwick, which supports regional access to banking services. Over decades of operation, Shoreham Bank has positioned itself around traditional banking ideals—reliability, local accountability, and accessible financial solutions for homeowners and families. The bank’s evolution culminated in a name change in 2024 from its former branding to Shoreham Bank, signaling an expanded product range beyond mortgages while preserving a neighborhood-focused banking approach. This history underscores a stable, service-driven model within the local financial landscape.
Better than 77% of providers in Warwick
In addition to the primary service, Shoreham Bank also offers:
Links and information about Shoreham Bank:
Shoreham Bank 1,459 followers on LinkedIn. Retail Banking, Mortgages, Auto Loans, Commercial Loans and Home Improvement Loans. Shoreham Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75,000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service and unwavering dedication to our customers.
www.linkedin.comSpecialties: Shoreham Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75,000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service and unwavering dedication to our customers.
www.yelp.comOn March 15th 2024, we officially changed our name from Home Loan Investment Bank, fsb. to Shoreham Bank.
www.shoreham.bankGet more information for Shoreham Bank in Warwick, RI. See reviews, map, get the address, and find directions.
www.mapquest.comMuslim geographer Muhammad al-Idrisi, writing c. 1153, described Shoreham as "a fine and cultivated city containing buildings and flourishing activity". Shoreham had status as a Royal Port. The rapid growth of the neighbouring towns of Brighton, Hove and Worthing – and in particular the arrival of the railway in 1840 – prepared the way for Shoreham's rise as a Victorian sea port, with several shipyards and an active coasting trade. Shoreham Harbour remains in commercial operation today. The...
en.wikipedia.orgShoreham Bank offers Retail Banking, Mortgages, Home Equity Loans, Auto Loans, and much more. Providing our customers with convenience and reliable service since 1959.
www.shoreham.bankOther providers in Warwick with similar ratings:
Shoreham Bank is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Shoreham Bank is listed as a financial service provider in Warwick, RI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Shoreham Bank to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Shoreham Bank, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Shoreham Bank with other providers in Warwick and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Shoreham Bank has a rating of 5.0, which is better than 77% of providers in Warwick.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Shoreham Bank requests. It is always best to call ahead using the phone number on this page so Shoreham Bank can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Shoreham Bank also offers: Bank, ATM, Mortgage lender.