Empire Loan of Providence operates as a brick‑and‑mortar pawn shop located at 1271 N Main Street in Providence, Rhode Island. Established in the broader Empire Loan network, the Providence site has long served as a local cash‑for‑valuables lender, focusing on quick liquidity for items such as jewelry, electronics, and other consumer goods. The organization emphasizes pawn transactions that involve collateralized loans rather than credit checks, aligning with common industry practices for providing rapid cash solutions. Its history is intertwined with the Raleigh/Providence footprint of Empire Loan, reflecting a tradition of facilitating short‑term financing through collateral appraisal and item retention until loans are repaid. Primary functions center on assessing item value, issuing cash loans, and offering buy/sell transactions for valuables, with an emphasis on accessibility for customers seeking immediate funds. Operational scope appears concentrated in Rhode Island and nearby Massachusetts locations, supporting local customers through face‑to‑face service at its Providence address.
Better than 89% of providers in Providence
In addition to the primary service, Empire Loan of Providence also offers:
Links and information about Empire Loan of Providence:
BBB Accredited since 6/10/1994. Pawnbroker in Providence, RI. See BBB rating, reviews, complaints, get a quote and more.
www.bbb.orgContact Empire Loan today, with pawn shop locations across MA & Rhode Island including Lowell, Lynn, Stoughton, Worcester, New Bedford, Boston, and Providence
empireloan.com162 customer reviews of Empire Loan of Providence. One of the best Pawn Shops businesses at 1271 North Main Street, Providence, RI 02906 United States. Find reviews, ratings, directions, business hours, and book appointments online.
reviews.bizinga.comSpecialties: Empire Loan has been lending cash for your valuables since 1985. We lend cash primarily for Gold & Diamond jewelry but also lend money for other valuables such as flat screen TV's, laptops, digital cameras, musical instruments and other valuables. We also buy Gold, Diamonds and Silver for fast cash. Established in 1985.
www.yelp.comOur loan decisions are made locally, so you don’t have to wait long to find out if you’re approved. Our team is ready to help you today.
baycoast.bankOther providers in Providence with similar ratings:
Empire Loan of Providence is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Empire Loan of Providence is listed as a financial service provider in Providence, RI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Empire Loan of Providence to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Empire Loan of Providence, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Empire Loan of Providence with other providers in Providence and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Empire Loan of Providence has a rating of 4.9, which is better than 89% of providers in Providence.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Empire Loan of Providence requests. It is always best to call ahead using the phone number on this page so Empire Loan of Providence can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Empire Loan of Providence also offers: Loan agency, Guitar store, Jewelry buyer, Jewelry store, Pawn shop.