Advance America at 361 Reservoir Ave Unit B-2 in Providence operates as a consumer financial services provider focused on short-term lending and related cash-advance products. Its presence in the address suggests a storefront modelcombining in-person service with standardized processes that support payday loan-type offerings and related financial services. The organization’s history in similar markets reflects a pattern of rapid deployment of storefronts to serve customers seeking accessible borrowing options, with operations typically centered on straightforward eligibility assessments, quick funding decisions, and repayment arrangements tied to borrower income cycles. Nationwide, such entities have expanded through franchise-like networks and company-owned locations, emphasizing standardized customer flow, compliance with state regulations, and integrated customer-facing processes. The Rhode Island location likely mirrors this approach, delivering single-visit or short-interval transactions designed to address immediate liquidity needs within the bounds of applicable consumer finance rules.
Address
361 Reservoir Ave Unit B-2, Providence, RI 02907
Phone
(401) 94 10 814Website
advanceamerica.netBetter than 94% of providers in Providence
In addition to the primary service, Advance America also offers:
Links and information about Advance America:
77 Reservoir Ave, Providence, RI 02907. This Retail property can be viewed on LoopNet.
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Advance America is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Advance America is listed as a financial service provider in Providence, RI and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Advance America to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Advance America, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Advance America with other providers in Providence and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Advance America has a rating of 5.0, which is better than 94% of providers in Providence.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Advance America requests. It is always best to call ahead using the phone number on this page so Advance America can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Advance America also offers: Loan agency, Financial institution, Money order service.