SELCO Community Credit Union is a member-owned financial cooperative based in Salem, Oregon. Established to serve its members’ financial needs, the organization operates as a not-for-profit institution focused on providing accessible banking services, trust, and stewardship of member deposits. Its governance structure places decision-making in the hands of members, who elect volunteers to the board of directors, aligning strategic priorities with the community’s evolving financial interests. The credit union offers standard financial products and services typical of credit unions, including deposit accounts, loans, and digital banking options, with an emphasis on member education and financial empowerment.
Historically, SELCO Community Credit Union has grown through a cooperative model that emphasizes local stewardship and community involvement. Its service footprint covers a defined geographic area, enabling closer, community-responsive operations and understanding of local economic conditions. The organization concentrates on prudent risk management, regulatory compliance, and sustainable growth to meet the long-term needs of its members while maintaining cooperative values.
Better than 61% of providers in Salem
In addition to the primary service, SELCO Community Credit Union also offers:
Other providers in Salem with similar ratings:
SELCO Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
SELCO Community Credit Union is listed as a financial service provider in Salem, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask SELCO Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from SELCO Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare SELCO Community Credit Union with other providers in Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
SELCO Community Credit Union has a rating of 3.8, which is better than 61% of providers in Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents SELCO Community Credit Union requests. It is always best to call ahead using the phone number on this page so SELCO Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, SELCO Community Credit Union also offers: Credit union, ATM, Mortgage lender.