OCCU, Oregon Community Credit Union, operates as a member-owned financial cooperative serving residents and employees within its field of membership. Established to provide accessible banking services, the organization emphasizes community-focused financial access, emphasizing democratic member control and the reinvestment of earnings in member benefits and local initiatives. Its operations are organized to support everyday financial needs, from routine savings and checking accounts to longer-term financial planning and education, all within a cooperative framework that prioritizes stability and ethical governance.
As a credit union with a regional footprint, OCCU emphasizes member engagement, financial literacy, and service accessibility across its network. The institution administers typical credit union functions, including lending products, payment services, and digital banking platforms, while adhering to regulatory requirements that govern not-for-profit financial cooperatives. Its historical arc reflects growth through member-centric governance, expansion of services, and a focus on stable, community-oriented financial stewardship within Oregon. The organizational scope includes prudent risk management, compliance, and programs designed to support the financial well-being of its membership.
Better than 35% of providers in Salem
In addition to the primary service, OCCU | Oregon Community Credit Union also offers:
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OCCU | Oregon Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OCCU | Oregon Community Credit Union is listed as a financial service provider in Salem, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OCCU | Oregon Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OCCU | Oregon Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OCCU | Oregon Community Credit Union with other providers in Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OCCU | Oregon Community Credit Union has a rating of 3.0, which is better than 35% of providers in Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OCCU | Oregon Community Credit Union requests. It is always best to call ahead using the phone number on this page so OCCU | Oregon Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OCCU | Oregon Community Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial planner, Insurance agency, Credit union, Mortgage lender, Non-profit organization, Savings bank.