Oregon State Credit Union is a member-owned financial cooperative that operates within Salem, Oregon, and the surrounding region. Established to serve individuals who share a common bond as members, the organization emphasizes cooperative principles, democratic member control, and the reinvestment of earnings to benefit its membership. Its history reflects a trajectory common to credit unions formed to provide accessible financial services and community-focused banking alternatives, emphasizing thrift, reliability, and local stewardship.
The credit union offers a range of core financial services designed for everyday banking needs, including deposit accounts, consumer loans, and access to financial products that support personal budgeting and household finance. Its operational scope typically encompasses branch-based service delivery, member consultations, and community outreach aligned with credit union standards for safety and soundness. As a locally oriented institution, it maintains governance by an elected board of volunteers and adheres to regulatory requirements governing credit unions in Oregon and the broader United States.
Better than 48% of providers in Salem
In addition to the primary service, Oregon State Credit Union also offers:
Other providers in Salem with similar ratings:
Oregon State Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Oregon State Credit Union is listed as a financial service provider in Salem, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Oregon State Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Oregon State Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Oregon State Credit Union with other providers in Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Oregon State Credit Union has a rating of 3.5, which is better than 48% of providers in Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Oregon State Credit Union requests. It is always best to call ahead using the phone number on this page so Oregon State Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Oregon State Credit Union also offers: Loan agency, ATM, Business banking service, Credit union.