Pacific Cascade Federal Credit Union is a member-owned financial cooperative serving residents and employees within its designated field of membership. Established to provide accessible financial services, the organization operates on a not-for-profit model that reinvests earnings back into member benefits. Its history reflects the broader evolution of credit unions in the United States, emphasizing cooperative governance and local economic participation. The credit union offers core financial functions typical of federally chartered institutions, including accepting deposits, providing payment services, and facilitating lending activities that align with members’ financial needs. As a federal credit union, it operates under the regulatory framework established for credit unions, ensuring compliance with federal statutes and supervisory oversight. The organizational structure supports routine operations such as account management, payment processing, and member service delivery through branches and related systems. Its scope focuses on supporting everyday financial transactions, saving, borrowing, and the responsible deployment of funds within the Eugene, Oregon community.
Better than 29% of providers in Eugene
In addition to the primary service, Pacific Cascade Federal Credit Union also offers:
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Pacific Cascade Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Pacific Cascade Federal Credit Union is listed as a financial service provider in Eugene, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Pacific Cascade Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Pacific Cascade Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Pacific Cascade Federal Credit Union with other providers in Eugene and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Pacific Cascade Federal Credit Union has a rating of 3.4, which is better than 29% of providers in Eugene.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Pacific Cascade Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Pacific Cascade Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Pacific Cascade Federal Credit Union also offers: Federal credit union, ATM, Credit union, Mortgage broker.