SELCO Community Credit Union is a member-owned financial cooperative serving individuals and communities with a focus on accessible financial services and local engagement. Established to provide affordable banking alternatives, SELCO emphasizes democratic governance, where members elect volunteer directors to oversee strategic decisions and ensure accountability. The organization provides core banking functions such as deposits, loans, and payment services, supporting everyday financial needs of its members while pursuing financial inclusion and community development objectives.
Located in Eugene, Oregon, the credit union operates within a cooperative framework that aligns member interests with local socioeconomic goals. Its historical mission centers on offering financial products and services that aim to empower underserved populations and promote savings, budgeting, and responsible borrowing. Through cooperative principles, SELCO seeks to contribute to neighborhood resilience, workforce stability, and economic opportunity. The institution’s scope encompasses branch access, community outreach, and financial education initiatives designed to enhance financial capability among its membership base.
Better than 55% of providers in Eugene
In addition to the primary service, SELCO Community Credit Union also offers:
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SELCO Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
SELCO Community Credit Union is listed as a financial service provider in Eugene, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask SELCO Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from SELCO Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare SELCO Community Credit Union with other providers in Eugene and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
SELCO Community Credit Union has a rating of 3.9, which is better than 55% of providers in Eugene.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents SELCO Community Credit Union requests. It is always best to call ahead using the phone number on this page so SELCO Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, SELCO Community Credit Union also offers: Credit union, ATM, Auto insurance agency, Insurance agency, Mortgage lender.