OCCU, Oregon Community Credit Union, is a member-owned financial cooperative anchored in Eugene, Oregon. Historically established to serve the financial needs of its members, the organization operates as a not-for-profit institution that relies on member ownership to guide its governance and strategic priorities. Its structure typically emphasizes democratic member control, with voting rights allocated to account holders and a board elected to reflect the diverse interests of the membership.
The credit union offers a range of core financial services intended to support personal and community economic activity. Primary functions include accepting deposits, providing lending products, and offering financial services that align with cooperative principles. Operational scope generally extends to local communities, leveraging branch networks, ATM access, and digital banking platforms to facilitate transactions, savings, and credit management for members. The organization emphasizes responsible financial stewardship and community-focused initiatives as part of its ongoing mission.
Better than 16% of providers in Eugene
In addition to the primary service, OCCU | Oregon Community Credit Union also offers:
Other providers in Eugene with similar ratings:
OCCU | Oregon Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OCCU | Oregon Community Credit Union is listed as a financial service provider in Eugene, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OCCU | Oregon Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OCCU | Oregon Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OCCU | Oregon Community Credit Union with other providers in Eugene and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OCCU | Oregon Community Credit Union has a rating of 3.2, which is better than 16% of providers in Eugene.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OCCU | Oregon Community Credit Union requests. It is always best to call ahead using the phone number on this page so OCCU | Oregon Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OCCU | Oregon Community Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial planner, Insurance agency, Credit union, Mortgage lender, Non-profit organization, Savings bank.