Oregon Community Credit Union (OCCU) is a member-owned financial cooperative serving the Eugene, Oregon area. As a credit union, OCCU operates under a cooperative model that emphasizes member input and democratic governance, with services shaped by the collective needs of its members rather than external shareholders. The organization provides a range of essential banking products and services, including deposit accounts, lending options, and account management tools designed to support personal and family financial goals. OCCU’s history reflects its evolution from a local, community-focused institution to a broader financial cooperative that maintains a focus on accessibility, member education, and responsive service.
Located at 45 L Division Ave in Eugene, OCCU serves its local community through branch operations, member outreach, and digital channels to facilitate everyday financial activities. The credit union emphasizes safety, reliability, and compliance with applicable regulations, ensuring the protection of members’ funds and data. Its organizational structure fosters collaboration among staff and volunteers to address member needs within the scope of common bond eligibility and regulatory requirements.
Better than 29% of providers in Eugene
In addition to the primary service, OCCU | Oregon Community Credit Union also offers:
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OCCU | Oregon Community Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
OCCU | Oregon Community Credit Union is listed as a financial service provider in Eugene, OR and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask OCCU | Oregon Community Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from OCCU | Oregon Community Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare OCCU | Oregon Community Credit Union with other providers in Eugene and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
OCCU | Oregon Community Credit Union has a rating of 3.4, which is better than 29% of providers in Eugene.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents OCCU | Oregon Community Credit Union requests. It is always best to call ahead using the phone number on this page so OCCU | Oregon Community Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, OCCU | Oregon Community Credit Union also offers: Loan agency, ATM, Bank, Business banking service, Financial planner, Insurance agency, Credit union, Mortgage lender, Non-profit organization, Savings bank.