The University Federal Credit Union (UFCU) is a member-owned financial cooperative serving the University of North Dakota community and surrounding areas. Originating from a cooperative model, UFCU operates as a not-for-profit institution governed by a board elected by its members, with a focus on providing access to financial services for its credit union members. Its historical development reflects a commitment to local involvement and collaborative financial stewardship, aligning services with the needs of students, faculty, staff, and affiliated groups.
As a full-service financial organization, UFCU offers core banking functions including deposit accounts, loans, and related financial products. Its operational scope encompasses routine consumer banking activities, member education, and the administration of shared branching and ATM networks to facilitate access. The credit union emphasizes prudent financial management, risk controls, and compliance with applicable regulations, ensuring responsible stewardship of members’ funds while maintaining service accessibility within its local community.
Address
1575 17th Ave S, Grand Forks, ND 58201
Phone
(701) 77 53 738Website
universityfederalcu.orgBetter than 71% of providers in Grand Forks
In addition to the primary service, University Federal Credit Union also offers:
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University Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
University Federal Credit Union is listed as a financial service provider in Grand Forks, ND and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask University Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from University Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare University Federal Credit Union with other providers in Grand Forks and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
University Federal Credit Union has a rating of 4.5, which is better than 71% of providers in Grand Forks.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents University Federal Credit Union requests. It is always best to call ahead using the phone number on this page so University Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, University Federal Credit Union also offers: Credit union, ATM.