First National Pawn is a pawn shop operating in Grand Forks, North Dakota, with services centered on short-term collateral loans and related merchandise transactions. The organization has a regional footprint that includes multiple locations in North Dakota, situating its business within the local pawn industry that serves consumers seeking liquidity through pledged valuables or merchandise purchases.
Historical context and operations - The entity typically engages in pawn lending, collateral appraisal, and resale of used goods, anchored by community-facing storefronts and standard industry practices. - Its scope includes processing pawn loans, managing inventory of secondhand items, and facilitating customer transactions consistent with state-level pawn regulations. - The organization maintains a physical presence at 2495 S Washington St, contributing to the local economy by providing accessible financial services and merchandise options.
Nature and functions - Core functions involve evaluating collateral, issuing loans, and facilitating pawn-related sales. - Operational focus emphasizes customer service within a neighborhood retail and financial services framework, with compliance to applicable state and local guidelines governing pawn operations. - The entity's activities reflect typical pawn-shop models, including liquidity provision for customers and turnover of consignment or inventory items.
Better than 71% of providers in Grand Forks
In addition to the primary service, First National Pawn also offers:
Links and information about First National Pawn:
Get more information for First National Pawn in Grand Forks, ND. See reviews, map, get the address, and find directions.
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Find answers to common questions
First National Pawn is listed as a financial service provider in Grand Forks, ND and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask First National Pawn to explain the terms in writing before you proceed.
To improve your chances of getting better terms from First National Pawn, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare First National Pawn with other providers in Grand Forks and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
First National Pawn has a rating of 4.5, which is better than 71% of providers in Grand Forks.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents First National Pawn requests. It is always best to call ahead using the phone number on this page so First National Pawn can confirm exactly which documents you need for your specific situation.
In addition to its primary service, First National Pawn also offers: Loan agency, Jewelry buyer, Pawn shop.