Urban Payday Loans is a payday lending entity operating from 3844 Yadkinville Rd in Winston-Salem, North Carolina. The organization appears to function within the consumer finance landscape that provides short-term, small-dollar loan products designed to cover urgent cash needs. The facility’s location situates it within a residential-urban corridor where alternative financial services are commonly accessible to residents seeking rapid liquidity. Historically, payday lenders in similar markets have positioned themselves as convenient access points for cash advances outside traditional banking channels, often emphasizing fast approval processes and minimal qualification barriers compared with larger financial institutions. Primary activities typically include underwriting short-term loans, collecting repayments, and maintaining storefront operations that support in-person customer interactions. The operational scope generally focuses on local customers in the Winston-Salem area, with an emphasis on immediate funding responses and flexible repayment arrangements aligned with typical wage cycles. This description centers on the organization’s nature, location, and core functions without evaluating terms, risks, or regulatory considerations.
Address
3844 Yadkinville Rd, Winston-Salem, NC 27106
Phone
(336) 96 25 438Website
urban-paydayloans.comBetter than 89% of providers in Winston-Salem
Links and information about Urban Payday Loans:
Contact our Winston-Salem, NC branch to know more about our same day cash loans. Or apply online to get approved for loans up to $10,000. We’re here to get you the money you need when you need it the most.
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sjdigitalsolutions.comOur Winston-Salem, NC PPP loan data includes all Paycheck Protection Program loans as publicly released by the Small Business Administration.
ppp.directoryWe offer loans to customers that reputable companies (is there such a thing in the business?) would not make because of laws and limitations. We will never send an account to an outside collection agency nor would we ever sue a customer - it would bring too much attention to our business, reveal our real location and but the operations at risk.... How are the loans illegal? What is your job? What lies are the employees told? How did you "research" the legality of the loans? Now that you know...
www.reddit.comOther providers in Winston-Salem with similar ratings:
Urban Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Urban Payday Loans is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Urban Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Urban Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Urban Payday Loans with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Urban Payday Loans has a rating of 5.0, which is better than 89% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Urban Payday Loans requests. It is always best to call ahead using the phone number on this page so Urban Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Urban Payday Loans also offers: Loan agency.