Express Payday Loans at 3491 Patterson Ave, Winston-Salem, NC 27105 operates as a short-term lender serving residents in the Winston-Salem area. The organization appears to provide payday loan services, a form of consumer credit typically characterized by small, short-term loans due on the borrower’s next payday, though specific terms and products are not provided here. The location is part of a broader landscape of payday lenders and financial service providers in the Piedmont Triad region, where customers commonly seek rapid access to funds independent of traditional banking channels.
Historically, payday lending has grown alongside evolving consumer credit needs and regulatory frameworks at both state and federal levels. In North Carolina, licensed lenders at local addresses often emphasize quick application processes and minimal documentation compared to more traditional lenders. The Winston-Salem entry at this Patterson Avenue address likely functions as a storefront office offering in-person customer service, account handling, and loan origination activities aligned with standard industry practices. Operational scope is typically limited to residents within the state, with a focus on immediate liquidity needs rather than long-term financing.
Address
3491 Patterson Ave, Winston-Salem, NC 27105
Phone
(336) 36 06 439Website
exppaydayloans.comBetter than 3% of providers in Winston-Salem
Links and information about Express Payday Loans:
ACE Cash Express at 3583 N Patterson Ave in Winston-Salem, NC specializes in check cashing. We’re also happy to help you with debit cards, bill pay services, and money orders.
www.acecashexpress.comTERMS AND CONDITIONS Loan Referral Service Our loan referral service (the “Service”) connects consumers with prospective lenders participating in our network (the “Lender Partners”). To use the Service, you must complete an online request form (a “Request Form”) that requests personal information from you, including your name, address, telephone number, email address, social security number, bank account information, and employment information. Please review our privacy policy at Privacy...
www.paydayloanssalemor.comAt Express Payday Loans, we understand the urgency that comes with financial challenges. We make it easy to secure the funds you need quickly, without the long wait times or complicated application processes. Here’s why so many people in Winston-Salem, NC trust us for their payday loan needs: At Express Payday Loans, we believe in making the loan process as simple and stress-free as possible. Here’s how it works:
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Express Payday Loans is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Express Payday Loans is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Express Payday Loans to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Express Payday Loans, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Express Payday Loans with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Express Payday Loans has a rating of 2.1, which is better than 3% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Express Payday Loans requests. It is always best to call ahead using the phone number on this page so Express Payday Loans can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Express Payday Loans also offers: Loan agency.