Summit Credit Union is a member-owned financial cooperative serving individuals in and around Winston-Salem, North Carolina. Established to provide accessible financial services, the organization operates through a network of members who share in the cooperative’s governance and benefit from its deposit and lending activities. Its structure reflects a commitment to democratic control, with members electing representatives to participate in decision-making at annual meetings and through elected boards.
Historically rooted in the mutual-support model of credit unions, Summit Credit Union emphasizes community-oriented banking operations. Its primary functions include accepting deposits, underwriting loans, and offering financial products designed to meet the everyday needs of members. The organization maintains infrastructure to support branch-based service, member education, and financial counseling within its service area. Operational scope centers on prudent risk management, regulatory compliance, and transparent member communications, aiming to sustain financial stability, accessibility, and the overarching cooperative ethos.
Address
1100 S Stratford Rd Bldg B, Suite 400, Winston-Salem, NC 27103
Phone
(336) 66 26 200Website
summitcu.orgBetter than 74% of providers in Winston-Salem
In addition to the primary service, Summit Credit Union also offers:
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Summit Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Summit Credit Union is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Summit Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Summit Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Summit Credit Union with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Summit Credit Union has a rating of 4.8, which is better than 74% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Summit Credit Union requests. It is always best to call ahead using the phone number on this page so Summit Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Summit Credit Union also offers: Credit union, ATM, Bank, Car finance and loan company, Financial institution, Financial planner, Mortgage lender.