Piedmont Advantage Credit Union is a member-owned financial cooperative serving individuals who meet its eligibility criteria. Established to provide affordable banking services, the organization operates as a nonprofit, cooperative institution focused on return to members rather than external shareholders. Its history reflects a commitment to local financial participation, often rooted in community-oriented values and member-driven governance.
The credit union offers a range of core financial services typical of federally insured, member-owned cooperatives, including deposit products and loan facilities designed to support personal and household needs. Its operational scope extends to serving residents and employees in its designated service area, with branch presence in Winston-Salem and surrounding communities. As a financial institution, Piedmont Advantage emphasizes prudent risk management, regulatory compliance, and the maintenance of member ownership benefits, aiming to provide accessible financial services while upholding the cooperative principles that guide its organizational behavior.
Better than 69% of providers in Winston-Salem
In addition to the primary service, Piedmont Advantage Credit Union also offers:
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Piedmont Advantage Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Piedmont Advantage Credit Union is listed as a financial service provider in Winston-Salem, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Piedmont Advantage Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Piedmont Advantage Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Piedmont Advantage Credit Union with other providers in Winston-Salem and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Piedmont Advantage Credit Union has a rating of 4.7, which is better than 69% of providers in Winston-Salem.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Piedmont Advantage Credit Union requests. It is always best to call ahead using the phone number on this page so Piedmont Advantage Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Piedmont Advantage Credit Union also offers: Credit union, ATM.