Regional Finance is a consumer finance organization that provides small-dollar loans and related financial services through a network of storefronts across the United States. The firm operates as a non-depository lender, focusing on short-term credit products and installment loan offerings designed to meet immediate financing needs for customers who may not have access to traditional bank funding. Its business model centers on serving individuals with limited access to conventional banking, emphasizing accessible credit solutions and local community presence.
Historically, regional consumer finance lenders expanded rapidly in the late 20th and early 21st centuries, developing branch networks to serve mid- and small-town markets. Firms in this sector typically emphasize rapid application processing, local customer service, and standardized loan products tailored to regional regulatory environments. The organizational footprint often includes multi-state compliance frameworks, call center support, and centralized underwriting to maintain consistency across locations.
At the Fayetteville address, the organization would be positioned within a local retail or shopping-center context. Primary functions include loan origination, client eligibility assessment, loan servicing, payment collection, and compliance-adherent customer support. Operational scope generally covers on-site customer consultations, rapid funding decisions, and ongoing account management within state-specific lending regulations.
Address
115 Westwood Shopping Center, Fayetteville, NC 28314
Phone
(910) 26 38 885Website
branches.regionalfinance.comBetter than 59% of providers in Fayetteville
Links and information about Regional Finance:
First Citizens Bank in Fayetteville, NC is here for your personal, small business, and commercial banking and lending needs. Visit our Fayetteville Westwood branch at 520 Westwood Shopping Center.
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Fayetteville, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Fayetteville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.8, which is better than 59% of providers in Fayetteville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.