Cape Fear Finance Co is a local financial services organization based in Fayetteville, North Carolina, with a history rooted in mid-20th-century community banking and consumer finance activities. The entity operates within the consumer finance sector, offering a range of lending-related services tailored to individual and small business customers. Its long-standing presence in the Fayetteville area reflects a continuity of local financial operations and client relationships.
Historically, the company appears to have established its local footprint in the Fayetteville market in the latter half of the 20th century, evolving alongside the city’s economic development. Primary functions include facilitating access to consumer finance products, administering loan processes, and providing customer support through a neighborhood-focused business model. Operational scope centers on serving residents and small enterprises within the Fayetteville community and surrounding regions. The organization emphasizes practical financial solutions consistent with traditional, community-oriented lending practices.
Address
118 Gillespie St, Fayetteville, NC 28301
Phone
(910) 48 36 010Website
capefearfinancecompany.comBetter than 23% of providers in Fayetteville
Links and information about Cape Fear Finance Co:
Not BBB Accredited. Consumer Finance Companies in Fayetteville, NC. See BBB rating, reviews, complaints, and more.
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Find answers to common questions
Cape Fear Finance Co is listed as a financial service provider in Fayetteville, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Cape Fear Finance Co to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Cape Fear Finance Co, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Cape Fear Finance Co with other providers in Fayetteville and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Cape Fear Finance Co has a rating of 4.2, which is better than 23% of providers in Fayetteville.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Cape Fear Finance Co requests. It is always best to call ahead using the phone number on this page so Cape Fear Finance Co can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Cape Fear Finance Co also offers: Loan agency.