Regional Finance operates as a consumer finance organization serving residents of Concord, North Carolina, with a focus on short-term lending solutions and related services. Established to address immediate financing needs, the entity provides installment and payday-style products within a regulated framework that governs fee structures, repayment terms, and consumer protections. Its activities typically center on transforming borrower credit applications into funded loans and managing ongoing customer relationships through repayment schedules and account servicing.
The organization functions within a local and regional financial services market, aligning operations with state and federal regulatory requirements applicable to non-bank lenders. Core responsibilities include underwriting, loan administration, and customer support, as well as compliance-related recordkeeping and reporting to relevant oversight bodies. The entity’s footprint appears to be anchored in Concord, with potential connections to broader regional financing networks that serve similar consumer markets.
Note: For precise, up-to-date details on the organization’s legal name, licensing status, and current product offerings, consult official state and local regulatory sources or the organization’s formally published disclosures.
Address
2339 Concord Lake Rd, Concord, NC 28025
Phone
(704) 78 43 005Website
branches.regionalfinance.comBetter than 57% of providers in Concord
Links and information about Regional Finance:
Get more information for Concord Finance Department in Concord, NC. See reviews, map, get the address, and find directions.
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Regional Finance is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Regional Finance is listed as a financial service provider in Concord, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Regional Finance to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Regional Finance, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Regional Finance with other providers in Concord and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Regional Finance has a rating of 4.7, which is better than 57% of providers in Concord.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Regional Finance requests. It is always best to call ahead using the phone number on this page so Regional Finance can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Regional Finance also offers: Loan agency.