National Finance Company in Concord, North Carolina operates as a local consumer lender that provides personal installment loans to individuals and families within the community. Established in the early 1960s, the organization has grown to serve multiple locations across the Carolinas, emphasizing accessible, local service and borrower-focused processes. The Concord office offers in-person assistance and loan officer guidance throughout the application and approval steps, reflecting a history of customer-care-driven lending. Primary functions include evaluating loan requests, underwriting candidate eligibility, and administering installment loan products that respond to short-term financing needs. Operational scope centers on consumer credit offerings, with a focus on straightforward borrowing for items such as debt consolidation, unexpected expenses, or necessary purchases, while adhering to the institution’s policy of local presence and personalized service. The organization’s enduring presence in the region aligns with a tradition of community-based financial solutions and steady expansion of its local loan network.
Better than 71% of providers in Concord
In addition to the primary service, National Finance Company also offers:
Links and information about National Finance Company:
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Find answers to common questions
National Finance Company is listed as a financial service provider in Concord, NC and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask National Finance Company to explain the terms in writing before you proceed.
To improve your chances of getting better terms from National Finance Company, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare National Finance Company with other providers in Concord and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
National Finance Company has a rating of 4.9, which is better than 71% of providers in Concord.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents National Finance Company requests. It is always best to call ahead using the phone number on this page so National Finance Company can confirm exactly which documents you need for your specific situation.
In addition to its primary service, National Finance Company also offers: Loan agency, Financial institution.