People’s Alliance Federal Credit Union (PAFCU) is a community-based financial cooperative serving Yonkers and surrounding areas, operating under the common-ownership model that aligns member interests with the organization’s mission. As a federally insured credit union, PAFCU provides a range of financial services designed to support everyday banking needs while emphasizing member participation and democratic governance. The credit union operates as a nonprofit, member-owned entity whose purpose includes safeguarding members’ deposits, facilitating savings, and providing access to affordable credit.
Historically, PAFCU emerged from the broader credit union movement, which emphasizes cooperative principles, financial education, and community uplift. Its activities typically encompass deposit accounts, consumer and small-dollar loans, and other essential financial services tailored to individuals and families in its service area. The organization’s operational scope centers on prudent financial management, regulatory compliance, and customer service aimed at fostering financial stability for members. Through its local presence, PAFCU contributes to the accessibility of credit and financial resources within Yonkers and neighboring communities.
Better than 70% of providers in Yonkers
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Peoples Alliance Federal Credit Union is a verified financial service provider. This means we have confirmed their business information, contact details, and they have received customer reviews. You can trust this provider for your financial needs.
Find answers to common questions
Peoples Alliance Federal Credit Union is listed as a financial service provider in Yonkers, NY and must follow both state and federal regulations that apply to this type of business. As with any financial provider, you should review the agreement carefully before signing, make sure you understand all fees and repayment terms, and only use official contact details from this page or the company's own website. Avoid sharing personal or payment information with anyone who contacts you unexpectedly and, if something seems unclear, ask Peoples Alliance Federal Credit Union to explain the terms in writing before you proceed.
To improve your chances of getting better terms from Peoples Alliance Federal Credit Union, be prepared with accurate information about your income, existing debts, and the amount you really need to borrow. If possible, check your credit history in advance, avoid late payments on other accounts, and consider offering collateral if the product allows it, as stronger overall finances can help you qualify for more favorable rates or fees. It's also a good idea to compare Peoples Alliance Federal Credit Union with other providers in Yonkers and to ask directly about any current promotions, loyalty benefits, or ways to reduce the total cost of your loan.
Peoples Alliance Federal Credit Union has a rating of 3.8, which is better than 70% of providers in Yonkers.
Requirements can vary by product, but for most visits you should be ready to bring a valid government-issued ID, proof of income (such as recent pay stubs or bank statements), and proof of address like a utility bill or lease. If you are applying for a title or secured loan, you may also need the vehicle title, registration, and insurance details, along with any other documents Peoples Alliance Federal Credit Union requests. It is always best to call ahead using the phone number on this page so Peoples Alliance Federal Credit Union can confirm exactly which documents you need for your specific situation.
In addition to its primary service, Peoples Alliance Federal Credit Union also offers: Credit union.